Loss Protection.
How We Protect Your Capital
Principal Guaranteed on Fixed Plans
All fixed investment plans guarantee return of your full principal at maturity — your initial deposit is never at risk from plan performance.
Automatic Stop-Loss on Active Investments
AI bot positions can be configured with a stop-loss that automatically closes your position when a threshold is reached — preventing losses from spiraling.
Take-Profit Automation
Set a take-profit level and the system auto-closes your bot position when your target is hit — locking in gains without monitoring markets 24/7.
Risk Engine & Position Limits
Our risk engine enforces position size limits per asset class to prevent over-concentration and maintain a diversified, safer portfolio.
Cold Storage Custody
95%+ of platform crypto assets are held in offline cold storage with multi-signature authorization required for any withdrawal.
Insurance Reserve Fund
A portion of platform fees is allocated to an insurance reserve fund that can compensate users in the event of exceptional technical failures.
Protection Tiers
Capital Returned on Expiry
Your full principal is returned at plan maturity — guaranteed, regardless of market conditions.
+Insurance Buffer
Premium tier plans include a 2% insurance buffer above your principal — providing extra cushion on early withdrawals or edge cases.
Priority Recovery
VIP accounts receive dedicated compliance handling, priority withdrawal queue, and same-day response for any loss-related queries.
How Claims Work
Submit a Claim
Contact support via live chat or email describing the issue and your account details.
Compliance Review
Our compliance team investigates the claim — typically resolved within 24–48 hours.
Decision Issued
You receive a formal decision by email detailing the outcome and any applicable compensation.
Funds Released
If approved, funds are credited to your account immediately. Crypto withdrawals available within hours.
Security & Compliance Certifications
Principal Guaranteed on All Fixed Plans
Every fixed investment plan on lozand guarantees the return of your initial deposit at maturity. You receive your returns on schedule and your principal back at the end — no risk to your capital from plan performance.
Important: Loss protection features apply to fixed investment plans and platform security measures. AI bot trading involves market risk and past performance is not indicative of future results. Please read our full Risk Disclosure before investing. Read Risk Disclosure