lozand

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Banking & Cards.

Everything You Need

A complete financial toolkit — from holding crypto to spending in the real world.

🏦

Real Bank Account

Get a personal or corporate IBAN and BIC — the same as any traditional bank account, accepted globally.

💳

Virtual & Physical Cards

Issue up to multiple virtual and physical Visa/Mastercard debit cards linked directly to your accounts.

🔗

Multi-Chain Wallets

Hold Bitcoin, Ethereum, USDC, Solana, BNB, Polygon, and more in dedicated on-chain wallets.

Instant Transfers

Move funds between your accounts instantly. Send to external accounts via SEPA or SWIFT.

🌍

Global Acceptance

Your cards are accepted anywhere Visa/Mastercard is accepted — online and in-person, in 180+ countries.

🔒

Secure & Compliant

Enterprise-grade security with KYC verification, AML monitoring, and regulatory compliance built in.

Why Choose Our Banking

Modern financial infrastructure built for investors — not banks.

No Monthly Fee

Zero maintenance costs — ever. Your account stays free regardless of balance or activity.

Multi-Currency

Hold and spend in USD, EUR, GBP, CHF and more from a single account — no conversion needed.

Real-Time Transfers

Send and receive money instantly across SEPA, Faster Payments, and internal platform transfers.

180+
Countries
$50M+
Processed Daily
99.99%
Uptime
24/7
Support

Partnerships & Integrations

We work with the world's leading payment and banking networks to give you seamless financial access.

V
Visa
MC
Mastercard
SW
SWIFT
SE
SEPA

How It Works

Get set up in minutes, not days.

1

Complete KYC Verification

Verify your identity with a government ID and selfie. Takes about 5 minutes.

2

Submit Your Application

Fill in your address details and account purpose. We review applications within 24 hours.

3

Account Activated

Once approved, your IBAN, BIC, and wallet addresses are instantly ready.

4

Add Funds

Deposit crypto or receive a bank transfer to your IBAN to fund your account.

5

Issue Cards

Create virtual cards instantly or order a physical card to your address.

Ready to open your account?

Join thousands of users managing their money with lozand.

Create Account →