Banking & Cards.
Everything You Need
A complete financial toolkit — from holding crypto to spending in the real world.
Real Bank Account
Get a personal or corporate IBAN and BIC — the same as any traditional bank account, accepted globally.
Virtual & Physical Cards
Issue up to multiple virtual and physical Visa/Mastercard debit cards linked directly to your accounts.
Multi-Chain Wallets
Hold Bitcoin, Ethereum, USDC, Solana, BNB, Polygon, and more in dedicated on-chain wallets.
Instant Transfers
Move funds between your accounts instantly. Send to external accounts via SEPA or SWIFT.
Global Acceptance
Your cards are accepted anywhere Visa/Mastercard is accepted — online and in-person, in 180+ countries.
Secure & Compliant
Enterprise-grade security with KYC verification, AML monitoring, and regulatory compliance built in.
Why Choose Our Banking
Modern financial infrastructure built for investors — not banks.
No Monthly Fee
Zero maintenance costs — ever. Your account stays free regardless of balance or activity.
Multi-Currency
Hold and spend in USD, EUR, GBP, CHF and more from a single account — no conversion needed.
Real-Time Transfers
Send and receive money instantly across SEPA, Faster Payments, and internal platform transfers.
Partnerships & Integrations
We work with the world's leading payment and banking networks to give you seamless financial access.
How It Works
Get set up in minutes, not days.
Complete KYC Verification
Verify your identity with a government ID and selfie. Takes about 5 minutes.
Submit Your Application
Fill in your address details and account purpose. We review applications within 24 hours.
Account Activated
Once approved, your IBAN, BIC, and wallet addresses are instantly ready.
Add Funds
Deposit crypto or receive a bank transfer to your IBAN to fund your account.
Issue Cards
Create virtual cards instantly or order a physical card to your address.
Ready to open your account?
Join thousands of users managing their money with lozand.
Create Account →